Welfare Provision Of Community Care And Health Social Work Essay

Welfare Provision Of Community Care And Health Social Work Essay The Welfare state in Britain as we know it was formed in the twentieth century but its origins can be traced back to mediaeval times; welfare was delivered collectively, free of the state many local churches ran hospitals; however the word hospitals should not be understood in todays terms. In mediaeval times these places were communities. Were the sick, frail and elderly in particular were looked after. Back then Parishes in Britain had a responsibility to their poor, In 1598 Elizabeth I, passed an Act for the Relief of the Poor, this is known as The Elizabethan Poor Law. It offered the poor some protection, and less sturdy beggars were sent back to their parish of origin for help, every parish appointed overseers of the poor who were responsible for setting up parish houses for those unable of supporting themselves and finding work for the unemployed. Around the time the industrial revolution came, the rapid population growth and development of the towns, and the first experience o f modern unemployment, along with this came increasing poor rates, In 1833 Earl Gray Prime Minister, set up a Poor Law Commission to scrutinise the working of the poor Law system that had been put in place in Britain. In his report published in 1834, the Commission made several recommendations to Parliament. As a result, the Poor Law Amendment Act was passed. (The poor Act of 1598 continued till 1948) This Essay will discuss the theories in social policy, which underpin welfare provision and to what extent have these theories influenced the delivery of welfare services and met the demands of a changed and changing society this essay will also examine the welfare provision of Community care and Health. The Poor Laws were very much disliked, a great deal of the development of social services in the 20th century including means tests, health care and national insurance were designed to avoid having to rely on them and in many industrialised societies social exclusion and poverty are alleviated to some degree by the introduction of a welfare state. The majority of industrialised and industrialising countries in the world today are welfare states, this means that the state plays a central role in the provision of welfare; it does this through a system that offers benefits and services to ensure that peoples basic needs such as Income, Housing, Education and Healthcare are meet. The welfare state has a daunting task of managing the risk faced by people, over the duration of their lives such as: Job loss, old age, sickness and disabilities, the level of welfare services and spending vary from country to country, a number of countries have a highly developed welfare systems and allocate a large proportion of their national budget to them, over the years there are many theories and Political views on welfare and are often divided into right and left wing views over the welfare state and some have shaped the policies that we have in place today. The right wing: is against public provision of welfare and are for residual welfare They are seen as individualist on the other hand the left wing: is for public provision of welfare and residual welfare and are seen as collectivist, however this is not so straight forwards as it first seems this might also be dependent on The positions that might be held by people. There is an individualistic left wing, and a collectivist right wing. Many right-wingers accept the principle of institutional welfare, and many left wingers are uncomfortable about institutional measures, like student grants or earnings-related pensions, which favour richer people over poorer ones, Left-wingers however support social security (which enable people to buy food in the private market) rather than soup kitchens (which are more of fern than not publicly provided). The main political perspective of welfare positions are: The Marxist, The Conservatism and The Liberal individualism. The Marxist: Marxist core beliefs are that welfare concentrates principally on its relationship to the exercise of power. Marxist argues that welfare has been developed through the strength of working-class resistance to exploitation they further argue that the state can be seen as an instrument of a complex set of systems which reflects the contradictions of the society or as a ruling capitalist class or at least a pert of it. The Conservatism: Conservatives core beliefs lie in the importance of the social order. This is reflected in a respect for tradition, an emphasis on the importance of religion, and a stress on the importance of inequality such as inequalities of caste or class Conservatives believe that Welfare is a secondary issue and the basis for structured social relationships., The Liberal individualism: Liberalism believes that the premise that everyone is an individual, and that individuals have rights. They mistrust the state and they also believe that society is likely to regulate itself if state interference is removed. The liberalism central core belief is freedom. All freedoms are not equally important; their main values and concerns are with certain particularly important freedoms, such as freedom, of worship, of speech, and. of assembly. The welfare state stretched further under the pre First World War, from the outset the Liberal governments principle emerged that the state should eliminate the worst causes of poverty and introduced a number of policies these included: Health, Housing, Education, Pensions and unemployment insurance and minimum wage boards and other measures on a strictly limited scale, these minimum standards had been introduced to give a basic level of assistance which was assumed no one would be allowed to fall below, the principle of a national minimum standard of life looks very different today form how the legislations and public policy was originally formulated, it was an attempt to prevent destitution and to deal with poverty. In 1911 the first National Health Insurance Act was passed, Lloyd George, Liberal Chancellor of the Exchequer assured employers it would ease the unsettled workforce and in turn would raise productivity by reducing sickness absence. World war one put a temporarily halte d workers growing militancy. With the womens work force increased the factory workers produced an even greater mood for change and with the horrific suffering soldiers coming home from war blind and with out limbs other suffering from mustard gas poising, In 1917 Lloyd George, by now prime minister, warned: that the Russian revolution has already inspired workers across Europe. Lloyd George Argued The working class will be expecting a really new world. They will never go back to where they were before the war. He promised a land fit for heroes, he was hoping to convince workers that life would improve without them following their Russian cousins. In todays society we have been increasingly aware of the many diverse needs of people needing help from a partly or non finical kind these would include: the blind, the deaf, long term sick and the handicapped, single parent families, unmarried mother, and newly arrived emigrants est. Although the principle of a national minimum standard of life is still in place it has immensely improved in comparison over the last 90 years. The British political history of social policies since 1940s have been many and varied, before the 1945 elections some new social policies had already been put in place there were three critical developments that took place during the second world war, the early drive towards the establishment of a national health service, the Beveridge Report and the Butler education act of 1944. The Beveridge Report one of many efforts to plan for the forthcoming peace, it was widely acknowledged within Coalition Government that after the war Brittan would need to rationalise and improve its income maintenance policy; the report itself was a combination of detailed proposals for a comprehensive social insurance system and significant needs for future social policy. Beveridge described the road to social reconstruction after the war as involving Slaying the five giants of Want, Disease, ignorance, squalor and idleness. The report had set down, had three conditions that were necessary to the development of a satisfactory system of income maintenance. The introduction of setting up a comprehensive health and rehabilitation service, a system of family allowance and the maintenance of full time employment, at the time these accompanying conditions made more political impact than the social insurance proposals. The Beveridge Report (1942) The Beveridge Report launched the introduction of the Welfare State. The core reforms included: The Education Act 1944 provided free secondary education for all children. The Family Allowances Act 1945 provided universal benefits for families with two or more children. The National Health Service Act 1946 provided free and universal health care. The National Insurance Act 1946 provided unemployment and sickness benefits. The Children Act 1946 gave local authorities to set up social work for children. Beveridge social insurance proposal involved flat rate benefit payments to the unemployed, widows, pensioners and the sick. This was a fixed amount for individuals with additions made for dependants with no graduation In relation to past earnings however this was to be funded by flat rate contributions from the insured, their employers and the state. Health On the 5 July 1948, The National Health Service started (The National Health Service Act 1946) The NHS was based on principles unlike anything that had gone before in health care.  It was a historic achievement; however at that time majority of doctors were opposed to the idea, they believed that they would lose money as a result of it. Their belief was that their professional freedom would be jeopardised i.e. Doctors believed they would treat fewer private patients and the outcome meant they would lose out financially. Added to this was a strong belief that the NHS would not allow patients to pick their doctor however this was not to be the case and 95% of all of the medical profession joined the NHS. Others countries at that time still tended to rely on insurance based schemes Before the introduction of the National Health Service (NHS), family doctors (General Practice) charged for their service. The majority of families that were Low-paid asked for a GP as a last choice, often they had to borrowing money from their families, neighbours or the pawnbroker to pay the bill. However more affluent workers paid into Friendly Societies as insurance. In some parts of Brittan, workers joined together to pay a doctor with a weekly stoppage out of their wages. The trade unions also organised clubs like this were the worker could see a GP when they were sick the trades unions realised that keeping a healthy work force was more hands on tools. Some cottage hospitals were built with workers contributions, particularly in mining areas like South Wales. However the NHS was to be financed almost 100% from central taxation.  Bevan regarded this as a crucial part of the scheme that the rich should pay more than the poor for comparable benefits and People could be referred to any hospital, local or more distant also everyone was eligible for care, even people visiting the country or temporarily resident. Care was entirely free at the point of use. This proved to be a costly mistake as the government underestimated the demand on the NHS with most people it proved to be extremely popular as it quickly found that its resources were being used up from NHS earliest days it seemed to be short of money the annual sums that had been set aside for glasses and for treatment such as dental surgery were quickly used up. The  £2 million put aside to pay for free spectacles over the first nine months of the NHS went in six weeks estimates of the cost of the NHS were soon exceeded and within three years some although prescription changes and denta l charges were subsequently introduced a charges of one shilling (5p) and a flat rate of  £1 for dental treatment. This was a small amount if you compare the price of a prescription in the United Kingdom today is  £7.20 per item. The cost of NHS dental care most courses of treatment cost  £16.50 or  £45.60. The maximum charge for a complex course of treatment is  £198. The government had estimated that the NHS would cost  £140 million a year by 1950. In fact, by 1950 the NHS was costing  £358 million. Over the years the NHS went through many rough periods over finances and in the 1970s things managed to go from bad to worse, Brittan was in the gip that can only described industrial unrest It was the decade of strikes, piles of rotting rubbish on the street and electricity shortages for thousands of people the 70s was a time when people were just trying to make ends meet in difficult economic conditions, when industrial action hit the NHS and Financial problems also hit the service in 1978 and 1979 as oil shortages in the winter of discontent took hold. This was not help when the consultants went up in arms over the proposals to reduce the amount of private work they undertook. The 1970s started the ongoing debate on the best way for the NHS to evolve. With this in mind GPs introduced the first charter to encouraging the growth of primary care in the UK match local health authority boundaries with the new boundaries created in local government. A new system of distributing the resources of the health service more evenly was also implemented in 1974, a few months later a Royal Commission was appointed to look into the problem. The NHS was slowly changing its mind set looking at people as customers and not as patients and turning towards private investors to help fund and shape the NHS; however before the introduction the first wave of 57 NHS Trusts came into being in 1991and By 1995 all health care was provided by trusts. The majority of family doctors were given budgets to buy health care from NHS trusts and they could also buy health care from the private sector this scheme was called GP fund holding. Patients of GP fund holders were often able to obtain treatment more quickly than patients of non-fund holders. Becoming a NHS trusts this was the new future was to be a provider in the internal market, health organisations, independent organisations with their own management, competing with each other. . Community care Community care as we know it today came in the 1950s and 1960s; this was the result of political realism and progress in the understanding of mental health and the treatments now available this also includes social changes civil rights campaigns and a rise in the patients rights movement, moving away from the isolation of the mentally ill in old Victorian asylums towards their re-integration into the community. The 1959 Mental Health Act encouraged the development of community care and abolished the distinction between psychiatric and other hospitals. This was seen as the biggest political change in mental healthcare in the history of the NHS, During the 1960s the populist continued to move against the big hospital institutions Psychiatrists questioned traditional treatments for mental illness, with the introduction of new psychotropic drugs also meant patients could be more easily treated outside of an institution. Enoch, the former health minister was dubbed by some as the Father of Community Care; he argued that mental hospitals were effectively prisons, preventing the patients return to normal life. Powell also belief that community care would be cheaper than hospital care the new district general hospitals contributed to the reduction in the number of beds in mental hospitals from 150,000 in the mid-1950s to 80,000 by 1975. The Mental Health Act 1983 set out the rights of people admitted to mental hospitals, the introduction of legislation would give the mentally ill more rights allowing them to appeal against committal. In 1984 Sir Roy Griffiths led a government inquiry into community care, after the murder of social worker Isabel Schwarz she had been killed by her former client. In 1998 Sir Roy Griffiths report outlined the Community Care: Agenda for Action was the forerunner to the Community Care Act of 1990, major legislation which sets out the basis for community care as we know it today. The government invested an extra  £510m in mental health services in England, Frank Dobson the then Health Secretary said the extra  £510m for NHS mental health services over the following 3 years would add to the  £180m announced for social services care of the mentally ill. This would include a revision of the controversial care in the community policy. He also told the House of Commons that mental illness was not an obscure, minority concern, but affected one in six people at any one time. The  £700m will be broken down with at least  £500 million being ear-marked within for targeted change in the way services are delivered, around  £120 million will be spent on new and effective drug therapies and  £70m will go towards training mental health nurses and psychiatrists, and other care and clinical staff. The governments drive to Modernising Mental Health Services strategy document included a new national service framework it laid out guild lines on how they can best treat people and it clearly spelt out the range of services needed for the mentally ill. The new strategy included: More mental health beds, more supported housing and hostels, More training for health workers, Improved services for adolescents and young people Access for the mentally ill to the NHS Direct helpline Access to new mental health drugs More day centres for the mentally ill and more outreach teams and a 24-hour crisis teams. In the last five years mental health services in England is going through an unprecedented change. A Government programme has been launched to improve on the quality of mental health care, and improve the mental well-being of people in England; the policy has implementation guides and good practice examples. New Horizons: a shared vision for mental health is a comprehensive initiative that will be delivered by ten national Government departments. New Horizons forms an alliance of, local communities and individuals and the voluntary sector and professionals, to work towards a society that values mental well-being as much as physical health and it outlines the benefits of unlocking the benefits of well-being in terms of physical health, educational attainment, employment and reduced crime and in turn reducing the burden of mental illness. Conclusion

The Civil Reserve Air Fleet :: essays research papers

Abstract The Civil Reserve Air Fleet is a partnership between the Department of Defense and commercial airlines where the airlines contractually commit a portion of their aircraft and crews to be used by the Department in the event of any level of military conflict. These aircraft can be â€Å"called up† and required to respond quickly to provide airlift support to the Department of Defense. There are minimum required levels of participation in order for the airlines to be eligible, and in turn they receive peace time business including passenger and cargo movement approximately in proportion to their commitment level. The program is divided into three segments which include varying amounts and sizes of aircraft that serve specific purposes. There are also three levels of activation depending on the severity of the conflict, which also require different amounts and sizes of aircraft. This program has been in place for nearly 53 years, and has become an essential partnership required fo r an effective United States military. The following pages are an investigation various aspects of the Civil Reserve Air Fleet such as its purpose, history, and effectiveness. The Civil Reserve Air Fleet   Ã‚  Ã‚  Ã‚  Ã‚  The Civil Reserve Air Fleet (CRAF) is a network of select aircraft from several commercial airlines that are all committed in various amounts to the Department of Defense (DoD) to provide airlift resources when the capability of U.S. military aircraft is exceeded. This system is designed so that these carriers can provide military cargo movement and troop transportation to anywhere in the world on short notice in the event of a military conflict. In order for airlines to join the CRAF, they must commit at least 30 percent of their long-range passenger fleet and 15 percent of their long-range cargo planes (Fact Sheet, 2004). These aircraft must also be U.S. registered, capable of over water operations, and have at least four complete crews assigned for each aircraft (Fact Sheet, 2004). Airlines that participate in CRAF have provided vital support to our military since the Korean War (Graham, David, 2003). The Persian Gulf War was the first official activation of th e CRAF, where two thirds of the troops and one quarter of the air cargo was moved by commercial airplanes (Graham, 2003). Though not officially activated, the CRAF is currently supporting Operation Iraqi Freedom, providing nearly double the amount of aircraft that the DoD has estimated for its most demanding war strategies. This paper will provide a brief explanation of the purpose of the CRAF, its history, the effectiveness of the program, and a quick look towards the future of the CRAF.

Moral Luck Essay -- Analysis, Williams Bernard

The case of moral luck was introduced by Williams Bernard and developed by Thomas Nagel in their articles respectively. Both raised the question whether luck can influence the judgment of morality. In this essay, the definition of moral luck and four kinds of moral luck by Williams and Nagel will be discussed through several case examples, and then followed with some arguments from Judith Andre, Donna Dickenson and David Enoch and Andrei Marmor who disagree with the concept of moral luck. Let take a simple example from Nagel’s paper to acquire a brief understanding on the idea of moral luck. Driver A and B were both drunk when driving home. Drive A passed the red light and killed a child who was passing the street while driver B got home safely. To Williams and Nagel, driver A should be, of course, responsible for manslaughter under the laws, but also should be morally treated as the same as driver B since the difference outcomes are solely based on luck. As Williams argues â€Å"luck of this kind affects whether he will be justified or not, since if it strikes, he will not be justified† (Williams, p.25). Therefore, in his book â€Å"Moral Luck†, Williams introduced a new term â€Å"moral luck† referring to â€Å"luck that occurs when an agent can be correctly treated as an object of moral judgment despite the fact that a significant aspect of what she is assessed for depends on factors beyond her control† (Nelkin). Nagel agrees to Williams’ idea and categorizes ‘moral luck’ into four different types. They are constitutive, circumstantial, resultant, and causal luck. Constitutive luck refers to â€Å"the kind of person you are, where this is not just a question of what you deliberately do, but of your inclination, capacities, and temperament†. In anoth... ...g the intention is, or how certain we feel about it†, (Enoch and Marmor, p. 422). Williams’s and Nagel’s concept of moral luck encounter more disagreement than being agreed since moral luck is not universally applicable in every situation. The existence of either motive or agent-regret will, in some cases, be enigma since they are private matter and unknown to the rest of us. Therefore, the case of moral luck has been yet remains unsolved due to its inconsistency. On the other hand, if motives and intentions (of being moral) are not counted and/or agent-regret does exist, it will be unfair to the person who is incorrectly treated since the result is actually out of their control. Thus, the moral luck is a sensitive matter and should be applied per case based on the presented facts. There is no such universal formula for relevance of moral luck in each situation.

Black Panther Party during the 1960s Essay

The Black Panther Party was a left-wing organization founded in 1966 for the defense of African Americans (Katsiaficas, and Cleaver 3). It was founded in Oakland, California by Bobby Seale and Huey Newton and would go on to gain fame all over the United States for its deep commitment to defend the rights of the African American population as a minority group (Katsiaficas, and Cleaver 3). For the decade it lasted, the Black Panther Party was able to tackle one of the most pertinent issues of the time: Racism. In this essay, I seek to explain the role the Black Panther Party, whose initial objective was to defend African Americans from police brutality, played in American society in the 1960s. Black Panther Party began as a result of a prior history of activism where African American opinion leaders were pushing for equality and an end to racial prejudices and police brutality (Katsiaficas, and Cleaver 71). African Americans had for long demanded that authorities address the issues that were affecting them as a minority in the American society. The Black Panther Party the discipline and calmness preached by renown African American activist Malcolm X to become the heroes of the African American cause (Smethurst 21). The party symbolized self determination and pride, and initiated programs aimed at educating African Americans politically as an attempt to achieve a revolution in diction, the free spirit and commitment to the cause. It became a symbol of African American culture and even had an impact on fashion. The Black Panther Party, through its Ten Point Program, was able to grasp the attention of the authorities and the American public about the issues that were affecting the African American community (Katsiaficas, and Cleaver 76). It gave an outcry about the oppression that was perpetuated against members of its target community and their lack of control in the political and social institutions that were meant to serve them. The party also petitioned the government and demanded it honors its obligation to provide employment or guarantee an income for all people (Katsiaficas, and Cleaver 76). The other demands in the Ten Point program included a call to end economic exploitation of the African American and other minority communities and the honor of the promise for forty acres of land and a mule that had been made 100 years earlier as reparation for slavery (Jones 177). The party also demanded better housing to be made available in African American neighborhoods failure to which the land should be made cooperative land so that African Americans could build their own decent housing. The Black Panther Party managed to petition authorities about the poor quality of educational infrastructure in African American neighborhoods as well as pushing the agenda for free healthcare for impoverished Americans (Jones 179). Police brutality was rampant in those days, targeting African American and Hispanic men. The Black Panther Party wanted an end to all this; and through sensitizing the public, it helped create an awareness and knowledge of human rights which was later to become instrumental in later activism (Smethurst 26). The Black Panther Party followed the ideals of Chinese revolutionary leader Mao Zedong as he outlined them in his manual, The Little Red Book, to orchestrate economic and social awareness campaigns among African American people through what it called Survival Programs (Katsiaficas, and Cleaver 81). Through these programs, it fought drug abuse and rehabilitated drug addicts, organized free medical clinics and offered emergency response and ambulance services. In addition it founded the Inter-communal Youth Institute with Ericka Huggins as the director to demonstrate how African American youth must be educated so that they would be empowered politically and economically (Katsiaficas, and Cleaver 81). There were also other programs, most of which had an impact on live in areas where the party was operational. The Black Panther Party had an impact on the political landscape during the time it existed. The party assumed the role of teaching African Americans their political rights and their guarantees as legal American citizens to basic human rights, individual freedoms and liberties (Jones 178). To be more effective, it briefly combined efforts with the Student Non-violent Coordinating Committee which was headed by Stokely Carmichael who later renamed himself Kwame Ture in line with his Pan African ideals (Jones 178). This was just after it was founded. In the year 1967, the Black Panther Party organized a street march in which many African Americans were involved in a procession to the California State Capital to oppose a proposed directive to ban the carrying of loaded weapons to public places (Katsiaficas, and Cleaver 81)). The panthers (members of the party) had already begun exercising that right; and on this procession they all carried rifles. The Black Panther Party sought to empower African Americans politically; and having garnered widespread support from African Americans and other sympathizers, its Minister of Information, Eldridge Cleaver ran for president in the 1968 presidential elections (Katsiaficas, and Cleaver 85). The party made a bigger impact than its opposite, the White Panther Party. Its biggest role was perhaps in the human rights movement. Even though the party lasted for only 14 years, it left a lasting impression on the struggle for rights and equality, and its ideals of community service are still present in many African American communities today. Works cited Jones, Charles. The Black Panther Party (Reconsidered). Baltimore, MD: Black Classic Press, 1998. Katsiaficas, George, and Cleaver, Kathleen. Liberation, Imagination and the Black Panther Party: A New Look At The Panthers and Their Legacy. New York: Rutledge, 2001. Smethurst, James. The Black Arts Movement: Literary Nationalism in the 1960s and 70s. Chapel Hill, NC: University of North Carolina Press, 2005.

This dead Butcher… is this a fair assumption of Macbeth?

I believe that Macbeth s not a dead butcher as you do see him have a sign of guilt when he murders characters in the book. Although he is a very ambitions man resulting in consequences both for him and people around him. In the play you see Macbeth influenced and persuaded by super-natural forces, like the three witches which you see at the beginning of the book. This brings out the ambition in him and slowly turns him into a power ridden man. But at the end he turns into the loyal soldier he was at the beginning of the book, before he meets the witches. In the first act you see the loyal soldier, Macbeth meet the three witches just after over powering the Thane of Cawdor's army. This suddenly brings out the ambition in him as they say he will eventually become King. It says, â€Å"All hail, Macbeth! That shalt be King here after†. Read this â€Å"The Secrets of Haiti’s Living Dead† Through the act in the book the readers view of Macbeth changes completely. The character who entered the stage at the beginning is, in the eyes of the audience, completely different person from the character at the end of the first act. He transforms from a good man, a loyal soldier honest to one who is prepared to kill to be king. Even before Macbeth himself appears on stage, he is discussed as a good man by the king and the king's eldest son ‘Malcolm'. They speak of Macbeth as a great soldier after his recent success in the battlefield, while in the service of the King. The King then talks to Macbeth and tells him how the Thane of Cawdor was a loyal friend to him. It is a bit ironic as you see that Macbeth becomes Thane of Cawdor and then stabbed in the back by him. After this you see his ambitious side come out as he writes a letter to his wife saying he will be King. This brings the woman's evil side out as she tries to take all the good in her and replace it with evil as she says, â€Å"unsex me here, and fill me from head to the toe top-full of direst cruelty.† After this the King says he will have dinner at Macbeths house which seems strange as it give them the perfect time to kill the King making a step closer to being King. That night they plan out to ill the King which they do but you see Macbeth arguing about not wanting to kill him. It says, â€Å"First, as I am his kinsman and his subject.† This means that he is my king and my guest and shouldn't kill him. Macbeth mucks the plan up though as he feels very guilty for what he has done. Fortunately his wife manages to make it seem that it was the guards fault as she had drugged them. Kind Duncan's two children Donaldbain and Lennox are very curious about this and flee to England and Wales. Further on in the play he becomes more ambitious and wants to make sure he stays King doing anything to stay there. To this he knew he had to kill his loyal friend Banquo as when he met the witches they said he would be a farther to a line of Kings. So while he was at a party he hired murderers to kill him and his son for him so he would be king. The murders were unable to kill Banquo's son but killed him. Later at the party Macbeth saw the ghost of Banquo at the party here he should have been sitting. No one else could see it as he was the only one that knew what had happened to him. The ghost is a sign of his guiltiness showing that he isn't a bad man after all. By this point Macbeth's wife died because the evilness inside her gets the better of her. At the end of the play Macduff, one of King Duncan's followers, has got an army together to try and gain power of the crown once again as he had enough of Macbeths evil ways. To the reader you see Macbeth turn back into the soldier he once was at the beginning of the book, ready to fight like a true and loyal soldier would. He fights Macduff who said just surrender but Macbeth says no I wish to fight you like a true soldier. Overall I believe that Macbeth is not a dead butcher as at the beginning at ending of the book he is a good and loyal soldier but ambition does get the better of him in the middle where he does want to become king. Not just down to him but his wife aswell. When he does kill people like the King and his loyal friend Banquo he always argues a case on why he should not kill them and then after he feel guilty for killing them by messing up plans or even seeing a ghost.

John edwards case Research Paper Example | Topics and Well Written Essays - 1000 words

John edwards case - Research Paper Example onspired to violate campaign finance laws by accepting and not disclosing hundreds of dollars in an attempt to cover Edwards’ extramarital affair and mistress’ pregnancy with his child. John Edwards was convicted on criminal charges that he broke campaign finance laws with the intention of covering up his extramarital affair with Rielle Hunter. This affair and the violation of the campaign finance law had the ability to ruin his chances of winning the 2008 presidential campaign. Edwards had an obligation to the public to be present and conduct himself like a respectable public official. He, however, engaged in activities that were unethical for the public office and his title as a lawyer. According to Rule 8.4 of the lawyer’s code of ethics, it is unethical and wrong for a lawyer to engage in misconduct as dishonesty, fraud, deceit or misrepresentation. It is not required that a lawyer should be practicing law during the time they engage in such conduct, since they represent the legal profession in everything they do, whether private or public (Ethics Alarms, 2010). Ethics Alarms further state that Edward repeatedly lied to the public and the media, even saying that he would willingly take a lie detector test to reveal that he is not the parent of Hunter’s child. Data that was later proved to be true that he did father Hunter’s child. Edwards unethical behavior continued to shock the public as He attempted to avoid his responsibilities as a representative of the legal profession, candidate, father, leader, husband, and placing his Party at risk and convincing others to practice in bribery and fraud on his behalf. His unethical behavior led to his deceiving his supporters and the Democratic Party with false pretenses. According to (Cooper, 2012), ethics is critical for public officials as they have multiple roles to play and obligations and they need discretion. Ethics helps them in the useful use of this discretion. Cooper continues to say that

Global Financial Crisis Essay Example | Topics and Well Written Essays - 1500 words

Global Financial Crisis - Essay Example The crisis had great impact as it led to slow growth which translated into unemployment further worsening the situation. The paper will discuss the origin or causes of the financial crisis and how it affects individuals and the economy as a whole. Loose monetary policy in USA has mostly been blamed for the crisis. According to Taylor (2009, p. 20), low interest rates led to depreciation of the dollar and consequently rise in oil prices from $70 a barrel in August 2007 to over $140 per barrel in July 2008. This consequently led to the increase in commodity prices especially housing prices. Davies (2010) argues that the crisis was precipitated by financial innovations and laxity in monetary policy which were used as measures to offset the impact of income inequalities on aggregate demand. Households were encouraged to borrow funds to finance consumption hence growth of leverage in American households. Credit expansion led to economic growth thereby pushing up the value of equities, com modities and real estate (Jackson, 2009). The increased housing prices were the beginning of the crisis. There was speculation in the market that the prices would continue rising in future creating an opportunity for banks to offer mortgage-backed loans even to subprime borrowers. Households were being encouraged to own homes and hence were given mortgages at low interest or waiver of interest for two years and no down payment (Kolb, 2010). The mortgage brokers then sold the mortgage to a bank at a commission hence transferring risk to the bank. The banks then bundled the mortgages into one complex product and got the services of credit rating agencies for valuation. Due to complexity of the product, the rating agencies gave a good rating to the product. The bank then securitized the loans and due to the high rating, the securities were worth much more than government securities thereby attracting investors. Banks could borrow funds to buy more mortgages so as to securitize and earn high returns. The easy money and overconfidence due to speculation of high housing prices in future led to excessive risk-taking by banks and other financial institutions. Davies (2010) argues that the financial market regulators are to blame for allowing speculation and not offering adequate risk management controls. Due to speculation, there was decline in risk perceptions by banks as well as risk tolerance such that investors were accepting low returns for mortgage-backed securities. The investors did not know the value of the securities or risks involved as they were relying on credit rating agencies who were giving wrong ratings due to complexity of the mortgages. Swan (2010) on the other hand, argues that the government programs aimed at promoting home ownership and increasing profits of real estate investments were to blame. The government enterprises and mortgage lenders Fannie Mae and Freddie Mac promoted the program by deducting interest for owner-occupied home loans. The y were buying mortgage-backed securities including those that were formed with risky subprime mortgages.